Blog

Regulations a risk for property owners

The ANZ Bank and the New Zealand Property Investors’ Federation (NZPIF) have released the findings of their annual property investors’ survey. It’s an interesting insight into the thinking of residential property investors and how... Read more

Interest rates and rental yields

The loan-to-value ratio (LVR) policy introduced by the Reserve Bank on 1 October is beginning to bite. The NZ Herald reports, ‘Of the $4.47 billion of new mortgage lending last month 12.8 per cent was at a loan-to-value ratio (LVR) of more... Read more

Taxing matters & 50 shades of grey

Capital gains tax. Yes, there is a capital gains tax on property investments! It’s a misconception to think that property transactions are exempt from tax on capital gains. The Income Tax Act has a number of provisions that catch gains derived... Read more

Interest rate rises and Meridian

It should come as no surprise that interest rates are likely to start rising from about April next year. Last week the Governor of the Reserve Bank, Graeme Wheeler, reaffirmed that outlook but was more specific about the size and speed of interest... Read more

The politics of housing and building

It’s a sad state of affairs when politics crowd out common sense. There are a couple of ¬†matters of interest that have reawakened my affections for politicians. The first is the policy announcement by the Labour Party regarding non-residents... Read more